Powered by Claude AI
Trusted by accountants across the UK

Know your Xero health before your clients ask

Daily health checks, instant alerts, one dashboard for all your Xero organisations. Stop firefighting and start managing proactively with morning summaries that tell you exactly what needs attention.

GDPR Compliant
Bank-level Security
Xero Certified
AI-powered insights & chat
8 automated health checks
One dashboard for all clients
14-day free trial
app.finlo.uk

Overall Health

87/100

Organisations

12connected

+2 this month

Open Issues

5to review

2 critical

Last Check

6:00AM

Today

Up and running in 3 minutes

No configuration, no training, no spreadsheets. Just connect and go.

1

Connect in seconds

One click to authorise via Xero's official OAuth. Read-only access means your data stays exactly where it is.

2

We do the heavy lifting

Every morning at 6am, we run 8 health checks across every organisation and calculate your health scores.

3

Start your day informed

A summary email lands in your inbox with priorities ranked. You know exactly which clients need attention.

AI-Powered Features

Your AI accounting assistant

Powered by Claude AI, Finlo understands your Xero data and delivers insights that would take hours to uncover manually.

AI Chat Assistant

Ask questions about your Xero data in plain English. 'Which clients have overdue invoices?' or 'Show me my cash flow trends' - just ask.

"Who owes me the most money?"
"What's my average collection time?"
"Show clients with declining health scores"

Smart Insights Engine

AI automatically analyzes your data, identifies patterns, and suggests actions. No more manual spreadsheet analysis.

Unusual transaction patterns detected
Cash flow forecast warnings
Seasonal trend analysis

Proactive Issue Detection

Before problems become costly, AI spots early warning signs and alerts you. From duplicate contacts to reconciliation delays.

Potential duplicate supplier detected
Bank reconciliation falling behind
VAT deadline approaching
90%
Time saved on data analysis
24/7
Continuous monitoring
Instant
Answers to your questions
Finlo AI
Powered by Claude AI
Which clients have overdue invoices over 30 days?

I found 3 clients with overdue invoices over 30 days:

Acme Corp-45 days
TechStart Ltd-32 days
Smith & Co-31 days

Total overdue: 3,450. Would you like me to draft reminder emails?

8 ways we protect your books

Each check runs daily, catching issues before they become problems

Bank Reconciliation

Stop chasing bank feeds. Get alerted the moment unreconciled transactions pile up so you can act before month-end chaos.

Aged Receivables

Get paid faster. See exactly who owes what at 30, 60, and 90 days and spot collection issues before they become write-offs.

Aged Payables

Never pay late fees again. Know which supplier bills are approaching due dates and protect those all-important credit terms.

Draft Documents

Find the forgotten invoices and bills sitting in draft. Stop revenue leaking through the cracks of busy workflows.

VAT Status

Sleep easy before VAT deadlines. Get automatic reminders so HMRC penalties become a thing of the past.

Bank Balance

Avoid awkward calls. Early warnings when cash runs low give you time to have proper conversations with clients.

Duplicate Contacts

Clean books, happy auditors. Identify and merge duplicate records before they cause reporting headaches.

Missing Data

No more year-end detective work. Spot transactions missing descriptions, tax codes, or tracking categories daily.

Simple, transparent pricing

Start with a 14-day free trial. No credit card required.

MonthlyAnnual

Starter

For small practices and bookkeepers

£9/month
  • 3 Xero organisations
  • All 8 health checks
  • Daily email digests
  • Priority issues alerts
  • Email support
Most Popular

Pro

For growing accounting practices

£29/month
14-day free trial
  • 10 Xero organisations
  • All 8 health checks
  • Daily email digests
  • Priority issues alerts
  • Custom alert thresholds
  • Health score trends
  • Priority email support

Practice

For established practices

£59/month
  • 50 Xero organisations
  • All 8 health checks
  • Customisable email digests
  • Priority issues alerts
  • Custom alert thresholds
  • Health score trends
  • API access
  • Dedicated account manager

Enterprise

For large practices and groups

£99/month
  • Unlimited Xero organisations
  • All 8 health checks
  • White-label email digests
  • Custom integrations
  • Priority issues alerts
  • Custom alert thresholds
  • Health score trends
  • Full API access
  • Dedicated support
  • SLA guarantee

All prices in GBP. VAT may apply. Cancel anytime.

Why accountants and bookkeepers choose Finlo

Built by a chartered surveyor who got tired of manual Xero audits

Save Hours Every Week

Stop logging into each Xero org manually. One dashboard shows every client's health score at a glance.

Catch Issues Early

Spot problems while they're still small. Unreconciled transactions, overdue invoices - all flagged daily.

Proactive, Not Reactive

Know your clients' Xero health before they ask. Morning digests mean you're always one step ahead.

Frequently asked questions

Everything you need to know about Finlo

Finlo uses the official Xero OAuth integration. When you connect, you'll be redirected to Xero to authorise access. We only request read-only permissions - we never modify your data. Your credentials are never stored on our servers.

Absolutely. We use bank-level encryption (AES-256) for all data at rest and in transit. We're fully GDPR compliant and your Xero data never leaves the UK. We undergo regular security audits and follow SOC 2 best practices.

You get full access to all Pro tier features with no credit card required. Connect up to 10 Xero organisations, receive daily email digests, and explore the full dashboard. At the end of your trial, you can choose a plan that suits your needs or downgrade to our free tier.

Yes, you can cancel your subscription at any time with no questions asked. If you cancel, you'll retain access until the end of your current billing period. Your data remains secure and you can reactivate your account whenever you're ready.

Health checks run automatically every morning at 6am UK time. Your email digest is sent shortly after, so you start each day knowing exactly which client accounts need attention. You can also trigger a manual check from the dashboard at any time.

Yes, on Practice and Enterprise tiers you can invite team members to view the dashboard and receive their own email digests. Each team member can customise their notification preferences and focus on the organisations they manage.

We're here to help. Email us at hello@finlo.uk and we'll respond within 24 hours. Pro tier customers get priority email support, and Enterprise customers receive a dedicated account manager to help with onboarding and ongoing support.

Enterprise customers can access our API for custom integrations with practice management software, CRMs, or internal systems. Contact us to discuss your specific requirements.

Still have questions? Get in touch

Ready to stop firefighting?

Join accountants and bookkeepers who start every day knowing exactly which clients need attention.

14-day free trial
No credit card required
Cancel anytime